Contractor bond hub

Every contractor bond, one place to get it.

License, bid, performance, payment, and maintenance bonds. See what your state requires, what each bond costs, and get started online.

5.0

Fast approvals and straightforward guidance.

— Josh A., Los Angeles, CA

Shield Liability Insurance Agency BBB Business Review
Licensed Agency
A-rated surety carriers
Secure checkout

How bonds fit together

From license to final warranty

Most contractors need a license bond first, then project bonds as they win work.

Get licensed

Your state or city requires a license bond before you can work.

Contractor License Bond →

Bid the job

Owners ask for bid security to make sure your price is real.

Bid Bond →

Win and build

Performance and payment bonds guarantee the work and the people on it.

Performance Bond →
Payment Bond →

Warrant the work

Maintenance bonds cover defects for a set period after completion.

Maintenance Bond →

Not sure which you need? Compare bid, performance, and payment bonds.

Why choose us

What makes us the best.

Simple, fast, and contractor-ready.

Licensed agents

Bond experts

US-based support

Real help, fast.

Fast turnaround

Quotes in minutes.

Competitive rates

Top carriers, low rates.

Fast quotes

Get a real price in minutes, not days, no phone tag.

Coverage that fits real life

Pick what you need, skip what you do not, keep it simple.

Real help, real humans

When you have a question, you can actually reach someone who cares.

Here's how it works

Choose your bond and state

Tell us which bond you need and where you work.

Get your price

License bonds are priced online. Project bonds go to an underwriter, usually within one to three business days.

Sign and pay

Review and sign electronically, then pay the premium.

Receive your bond

Get the executed bond for your licensing board or project owner.

Frequently asked questions

What are contractor bonds?

Contractor bonds are surety bonds required for licensing, bidding, public work, or project guarantees. They protect the public, project owners, and the people working on a job if a contractor does not meet required obligations.

Which contractor bond do I need?

A license bond is usually required by a state, city, or board before you can work. Bid, performance, payment, and maintenance bonds are tied to a specific project or contract, and the bid documents or contract say which ones you need.

How much do contractor bonds cost?

License bonds usually cost 1% to 10% of the bond amount per year. Performance bonds are generally 3% of the bond amount. Payment and maintenance bonds are usually included with the performance bond. Bid bonds are free.

Can I get a contractor license bond online the same day?

Yes. Most contractor license bonds are quoted and issued online the same day. Project bonds require underwriting and usually take one to three business days.

Will I need a credit check?

Credit affects your rate on most contractor bonds. License bonds are available to most applicants, and project bonds also weigh financials and experience.

Do contractor bonds protect my business?

No. A surety bond protects the party that requires it. If a valid claim is paid, the contractor is responsible for reimbursing the surety.

More answers on the FAQ page or the full bond list.